---
meta_title: "Temu: 7,200 Kč paid in credit, 5,400 Kč credit received"
meta_description: "Jakub reports paying 7,200 Kč with Temu credit and receiving 5,400 Kč credit. Follow the completed round, renewed offer and original screenshot."
date_modified: "2026-10-09"
---
# Temu: 7,200 Kč paid in credit, 5,400 Kč credit received

## Update, 7 October 2026: the reward arrived

Jakub now reports the completed purchase amount as **7,200 Kč**, paid entirely with existing Temu credit. He received **5,400 Kč in credit** and has the same offer again. This round needed no new cash and used a net **1,800 Kč** of credit. The credit return was **75%** of the purchase amount.

We attribute this outcome to his firsthand account. We have not published a transaction screenshot for the completed round or the full rules. The repeated offer is not a second completed payout. If it again requires 7,200 Kč, the returned 5,400 Kč leaves a 1,800 Kč gap, payable with other credit or new money.

Our new [credit-chaining guide](/temu-credit-chaining) explains why a credit-funded qualifying purchase changes the comparison with cash back.

## The original offer, 30 September 2026

Jakub initially described around 7,000 Kč spend for 5,400 Kč credit and sent the offer photograph. At that time we had the offer screen, not confirmation of receipt. The calculations using 7,000 Kč below preserve that original estimate; the completed purchase reported on 7 October was 7,200 Kč. The original photo does not establish the exact campaign keyword.

## What the screen actually shows

The heading says “Withdraw 5,400 Kč cash”. Beside the withdrawal button, Temu specifies **via Temu Credit**. Underneath it shows:

- A campaign total of **5,400 Kč**.
- **5,325 Kč processing** and **75 Kč remaining** to withdraw the full amount.
- Progress markers at 30%, 60%, 90% and 100%.
- A first-order line offering **1.00% cash balance back + an extra 3 Kč**.
- A deadline of **12:47 on 3 October** in this particular offer.
- A notice that additional import charges apply at payment. The first-order line excludes shipping and import-related charges.

We cannot identify the exact campaign keyword from this photo. We also cannot tell whether the 1% line applies to every subsequent order, whether the 3 Kč bonus remains available, or the full payment-method rules. Jakub subsequently confirmed that his credit-funded purchase earned the reward. Do not substitute the rules from another WinCredit screenshot.

## The 77% headline and the last 75 Kč

If you spend exactly 7,000 Kč and collect exactly 5,400 Kč, the nominal credit return is **77.14%**. Subtracting those amounts gives 1,600 Kč. That subtraction expresses a net cost only if you can use the entire reward on things you would otherwise buy at comparable prices. This hypothetical example assumes a 7,000 Kč cash payment; Jakub's completed round instead used 7,200 Kč of existing credit.

The final threshold deserves its own calculation. **If** Temu applies a flat 1% rate to eligible extra spend, earning another 75 Kč requires **7,500 Kč** of eligible spend. **If** a still-available 3 Kč bonus counts toward that same gap, the hypothetical requirement becomes 7,200 Kč. These are conditional examples, not our claim about Jakub's actual checkout. His estimated 7,000 Kč total may involve another rate, prior progress or bonuses that this photo does not explain.

Check the change in balance after one qualifying order against the amount Temu counted. A screen that says “only 75 Kč left” does not tell you the purchase cost of closing the gap.

## Credit value depends on the second basket

Suppose the first purchase costs 7,000 Kč and Temu grants 5,400 Kč in usable credit. You then buy another 5,400 Kč of goods entirely with that credit. You have spent 7,000 Kč in cash for baskets with a combined Temu sticker price of 12,400 Kč: **43.55% below that combined price**, before fees or price differences.

That is different from getting a 77% discount on every order. Count an extra purchase made only to finish the promotion as a cost. Compare the same products outside the promotion, including shipping and checkout charges. A reward can make an intended purchase cheaper; it can also persuade you to buy a second basket you did not need.

## What Temu says about ordinary credit

[Temu's credit support pages](https://www.temu.com/support/c3/how-to-get-temu-credit-f-57-s-191.html) list promotional activities as a source of credit. Its [credit-expiration FAQ](https://www.temu.com/au/support/c3/does-temu-credit-expire-f-57-s-193.html) says ordinary Temu credit has no expiration date. Its [return policy](https://www.temu.com/jo-en/return-and-refund-policy.html) says credit typically cannot be redeemed for cash and can only fund purchases on Temu.

These are general, regional support pages. They do not establish this Czech campaign's claim deadline, eligible products, reward release schedule or cancellation rules. A campaign can expire before you claim credit even when credit already in your wallet has no expiry.

## Before putting 7,000 Kč through the offer

Open **Rules** and **Record** on the campaign screen. Save the reward target, contribution rates for each order, eligible payment methods, claim deadline and any release steps. Check whether Temu lets you select cash or only credit. Include shipping and import charges in your budget even if they earn no progress.

After checkout, distinguish “processing” from credit in your account wallet. Save the credited amount and any remaining daily claim steps. A refund or cancellation may change promotion eligibility or the reward; consult the specific rules rather than assuming a permanent account ban.

The 7 October update adds Jakub's confirmation of receipt. We will add campaign rules or a transaction image if he supplies them. For other activities, read the [current promotion roundup](/temu-promotions-september-2026) and the [WinCredit guide](/wincredit-guide). This article documents one Czech account's offer, not a universal 5,400 Kč code.

## Sources and evidence

- Jakub's firsthand report, 7 October 2026: 7,200 Kč credit payment, 5,400 Kč credit received, repeated offer available.
- Jakub's firsthand report and campaign photo, 30 September 2026. The photo documents the displayed offer, not a completed withdrawal.
- Temu support and return-policy pages linked above, reviewed 30 September 2026. Regional wording and campaign rules may differ.


## Check the credit in your wallet

The [Temu credit guide](/temu-credit-guide) covers where to find your balance, using it at checkout, expiry and the refund-method exception. For a promotion, check its claim steps separately from the issued wallet balance.